OUr Guide will Help You Determine:
What the Personal Pension Plan is and why many pre-retirees and retirees use this strategy
How to separate essential and discretionary income needs
How to determine how much financial risk you're willing to take
Which product provides guaranteed lifetime income
Founder of CM Financial Strategies
Investment Adviser Representative: Virtue Capital Management
11501 Dublin Blvd. Suite 200
Dublin CA 94568
Tel. No. (925) 452-8286
Fax No. (925) 237-3733
Direct Line (925) 452-7582
Mobile No. (510) 610-2069
Need Help Making a Financial Decision?
Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and CM Financial Strategies are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.
Insurance and annuity products are not sold through Virtue Capital Management, LLC (“VCM”). VCM does not endorse any annuity or insurance product nor does it guarantee any annuity or insurance product’s performance. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Any guarantees mentioned are backed by the financial strength and claims paying ability of the issuing insurance company.
CM Financial Strategies is not affiliated with the Social Security Administration.
We do not warrant anything on this website, although we hope everything is accurate. We do not provide legal or tax advice. We are not responsible for any independent decisions made from information found on this website or links provided to external websites. You need to conduct your own research and consult with a financial professional about your personal situation before making any financial decisions.
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